The home buying process can be intimidating and without the proper guidance many potential first time home buyers get scared into continuing to rent. Renting is simply an expense, while buying is an investment that can actually make you money over time. The great news for you is that I am here to guide you through how this exciting and rewarding process works.* The best part is that there is no cost for having a real estate agent representing you when you are buying a home! 

Step 1: Get Pre-Approved

Get pre-approved by a lender in order to find a price range that is manageable for your income and credit. Many prospective home buyers miss out on their dream home as a result of not being pre-approved prior to starting the search for their home. Although it counts as an inquiry on your credit, this is a vital part of the home buying process. Big purchases like buying a home are the reason we work on our credit scores, why be afraid to utilize what you have worked to build up?


Step 2: Find A Real Estate Agent

Great now you’re pre-approved and have an idea of the price range that the bank will approve! With the hardest part behind you, it is now time to find a real estate agent who will work with you to manage the rest of the process. The ideal agent will be knowledgeable of the area in which you are searching for a home as well as knowledgable within other parts of the industry. If you’re in the Tampa area you’re in luck! You can reach out to me at for help in your home buying process. If you’re not looking in the Tampa area, reach out to me and I will find another great real estate agent at no cost to you. 


Step 3: Start Looking for Your Dream Home

Okay okay, so maybe it won’t be the mansion with the extravagant pool, 8 car garage for your exotic car collection, and guest suite that you’ve been dreaming about since your childhood, but it’s time to start looking for the home that will best meet your needs while staying inside your price range. Talk to your real estate agent about the features that are most important to you in your future residence. Your real estate agent will then set up times convenient for you to look at the options that are currently available.


Step 4: Make an Offer

Once you’ve fallen in love with a home, its time to make an offer. This will not require much legwork on your end, most of the negotiation will fall on the real estate agent (with your guidance of course) then you will be responsible for signing some paperwork (most of which can be done via the computer). 


Step 5: Close and Get Ready For Move In!

Once you and sellers of the home agree on a price point, it is time to move forward with the final steps of buying your home. Your real estate agent will be there to hold your hand through the final steps of your purchase. These steps include but are not limited to submitting your refundable deposit, having a property inspection completed, getting final approval on your mortgage, and moving forward with closing the deal. After closing you’ll be ready to make the move into your new home!

*I have simplified and condensed this list in order to not overwhelm you with all of the back-end work that goes into buying a home. Fortunately for you, your real estate agent will take care of many of these steps with your best interests in mind. If you have any more questions regarding the home buying process, reach out to me via email at or by phone at 941-204-7417.